Legal rules for wallets and access
Our Legal terms explain who may access the account, how phone verification works, and why payment records must match the account details you provide. DANA, OVO, GoPay and QRIS may appear as separate wallet choices, while bank transfer and virtual account records can require an additional
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status check before funds are credited or released. We use the details submitted during account opening to match a transaction, investigate an incorrect reference, and confirm a withdrawal request. These checks do not change the rules that apply to your location: access depends on local law,
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and we may limit access where local law permits. If you are in Bandung or elsewhere in Indonesia, read the current terms shown on the Legal page before adding a wallet or requesting a withdrawal.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.